Savings

Simple Savings

• $75 Minimum Opening Deposit
• Earns Interest – compounded and credited quarterly
• No Monthly Maintenance Fee
• Free Online & Mobile Banking Available
• 6 free withdrawals per quarter, $2 item fee for any debit over six per quarter

Money Markets

• $2,500 Minimum Opening Deposit
• Tiered Interest Rate Based on Account Balance
• $10 monthly maintenance fee if the daily balance falls below $2,500
• 6 free withdrawals per month, $2 item fee for any debit over six per month

Certificates of Deposit

Flexible options when it comes to CDs.

• Choose from a variety of maturities ranging from 30 days to 5 years
• We offer multiple interest compounding options to best suit your needs
• Contact your local branch for current rates.

SEP IRA

If you’re self-employed or own a small business, the SEP IRA might be the right solution for your retirement plans. As an employer, you can make tax deductible contributions directly into the IRA for all eligible employees.

Simple IRA

This is a small-business retirement plan in which employees and employer may make pre-tax contributions and receive matching employee contributions.

Health Savings Accounts (HSA)

A Health Savings Account (HSA) is a tax-advantaged savings account for individuals with high-deductible health plans (HDHPs) to save for medical expenses. Contributions are pre-tax, funds grow tax-free, and unused money rolls over annually. HSAs can also be used for non-medical expenses after age 65, subject to income tax.