FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Fueling Growth Every Step of the Way
Commercial Lending
Securing funding for your startup or expansion is crucial to your success. We understand the unique needs of small businesses, and our loan officers have the authority to approve loans quickly.
FEATURES:
- Working capital loans and lines of credit
- Commercial real estate purchase, refinance, construction, renovation
- Business startup funding
- Business equipment financing
- Real estate development loans
Agricultural Lending
Since 1945, we have proudly supported local farmers like you. Your farm is part of our legacy.
FEATURES:
- Crop production financing
- Equipment loans
- Land acquisition funding
- Capital improvements assistance
When you choose from our family of lenders, rest assured our financial experts are on your side every step of the way offering:
- Competitive rates
- Flexible terms
- Local decision-making
- Automatic payments
Without Farmers and Merchants Bank making our loans first on the property and then supporting us by providing the loans and operating capital on AP Fabrications as we purchased the property, we would have not been successful. We would not be anywhere close to where we are today in building jobs in Stuttgart and providing comfortable retirement for our employees.
Steve Danforth
AP Fabrications
I can make a phone call and the bank makes everything as fast and easy as possible. Sometimes if I don’t make a purchase quickly, I’ll lose what I’m trying to get.
Skip Compton
Red Rock Paving LLC
Farmers and Merchants Bank has been instrumental in our growth over these years. With the bank, we don’t have a lender but a partner. They have helped us grow and helped even when times are tough. They understand the challenges of business.
Sash Goyal
iSquared Management
