We are here to help guide you through the home-buying process. Additionally, we offer a variety of ways to finance your purchase or new construction, including long-term maturities, to help make your home ownership dreams a reality.
Helpful Dos and Don’ts When Applying for a Mortgage Loan
| DO | DON’T |
|---|---|
| Keep two years of important financial documents | Close/Open accounts or transfer funds without notifying your loan originator |
| Provide an Earnest Money Deposit from your account or gift funds | Make major purchases prior to or during your contract (Car, Appliances, Furniture, etc.) |
| Let your loan originator know of any employment changes | Change jobs, employer or employment – this can impact loan qualification |
| Be aware your credit report may be pulled again just prior to closing | Open or increase any credit cards, student loans, liabilities or other credit lines |
*NOTE: All Loans are Subject to Credit & Property Approval.
This was my first experience purchasing a home. Carmen made this process so easy and stress-free. I couldn’t be happier with my experience.
Daniel O.
Kathleen has been extremely helpful and patient with us throughout our journey. We plan on using her with all of our other projects!
Trista A.
Melissa went above and beyond, extremely professional, helpful and friendly. She was very responsive to calls and questions, even the silly ones!
Jim G.
Phil is one of the most genuine and kind bankers I have ever met. He is great at his job and worthy of much praise!
Zachary S.
We’re Here to Help
From pre-approval to closing, our experienced mortgage lenders we’ll provide personalized support and clear communication to ensure a smooth and stress-free experience.
To get started on your homebuying journey, download our Home Buyers Checklist to ensure you’ve gathered all essential documents and are ready for the application process.
Frequently Asked Questions
Buying a home is one of the most exciting and challenging things you will ever do and there’s a lot to consider. We want to make your home-buying process easier. Browse through helpful resources to find answers to all of your home-buying questions, click here.
Can’t find what you’re looking for? Contact us by phone at 870-673-6911 or email [email protected].