Earns Interest*
Personal Checking
Grow your money with confidence.We have a variety of accounts to fit your lifestyle.
*Additional Disclosure Information
- Interest Bearing Accounts: Please check our current rates in determining account interest. Rates may change without notice. Fees could reduce earnings.
- eStatements: Must be enrolled in online banking to receive an eStatement. Checking account holders not signed up to receive eStatements will receive monthly paper statements. Green checking account may avoid paper statement fee is maintain minimum daily balance of $5,000.
- Overdraft Service: Overdraft service offered to accounts in good standing 60 days after account opening. The Overdraft Fee is $31 per item. Check our Automated Overdraft Disclosure for full details. Payment of overdrafts is discretionary and F&M/BOF reserves the right to withhold payment.
- Mobile Banking: 3rd party message/ data rates may apply. Web access is required to use mobile banking. Check with your mobile phone provider for details on specific fees and charges. The network must allow SSL traffic.
- Freedom Checking Account Eligibility: Primary account owner must be an active or retired military service member and provide proof of military service through military identification card or other documentation to qualify to open account.
“As a community bank, we recognize and cherish the rights and liberties that our Military Service Members have provided. The Freedom Checking Account is designed to show our respect and appreciation to all Service Members and their Families for the sacrifices made for our freedom. It is truly an honor to serve those Military Service Members who have served our Nation.”
– Brad Chambless, CEO
It feels like everyone there has our best interest at heart.
Gavin and Shelly Bell
The Flooring Emporium
Banking that grows with you.
