Savings & Money Markets

Plant your savings and watch it grow!

Establish strong roots for your financial future with our personal savings account options.

Simple Savings

_$100

Minimum Opening Deposit

$5 quarterly fee if daily balance falls below $100

6 free per quarter $2 item fee for any withdrawals over 6 per quarter

Lucky Duck Super Savings – Minor Under Age 18

_$15

Minimum Opening Deposit

6 free per quarter $2 item fee for any withdrawals over 6 per quarter

Money Market

_$2,500

Minimum Opening Deposit

Tiered interest rate based on your balance

$10 monthly fee if daily balance falls below $2,500

6 free per month $2 item fee for any withdrawals over 6 per month

Christmas Club

_$0

Minimum Opening Deposit

$5 penalty for early withdrawal

*Additional Disclosure Information

Interest Bearing Accounts: Please check our current rates in determining account interest. Rates may change without notice. Fees could reduce earnings.
Mobile Banking: 3rd party message/ data rates may apply. Web access is required to use mobile banking. Check with your mobile phone provider for details on specific fees and charges. The network must allow SSL traffic.
eStatements: Must be enrolled in online banking to receive an eStatement. Account holders not signed up to receive eStatements will receive monthly paper statements.
Simple Savings Account: Accounts will receive statements on a quarterly basis. If an account has EFT activity, they will receive a statement for that month. Accounts not enrolled in eStatements will be subject to a Paper Statement Fee of $5.00.

Health Savings Account (HSA)

Cultivate long-term savings and manage healthcare expenses. Contributions to an HSA are tax-deductible and earnings grow tax-free, a benefit that extends to withdrawals for qualified medical expenses as well. Since this is your personal account, these funds can be used even if you change jobs or retire. Discover a flexible and tax-efficient way to manage and save for healthcare costs.

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