GoFM Digital Banking

Smarter Tools. Simpler Banking.

Manage your money anytime, anywhere with modern digital tools built for your everyday life.

Interactive Demos
Download App
Key Info & FAQ
Protect Yourself Against Scams & Fraud

Farmers & Merchants Bank will never call, email, or text you asking for your password, PIN, or one-time security codes. Learn how to spot suspicious activity and keep your account safe.

Visit Security & Fraud Center

Digital Banking Capabilities

Everything you need to manage your money online or on the go.

Mobile Deposit

Snap a picture of your paper check to safely deposit funds directly into your account in seconds.

Real-Time Alerts

Set up custom push notifications and text alerts for card balances, transactions, and security checks.

Card Controls

Instantly lock a misplaced debit card, set spending limits, and restrict transaction types right from the app.

Zelle® Transfers

Send and receive money fast with friends, family, and trusted businesses using an email address or mobile number.

Biometric Security

Log into your accounts securely using Face ID or Fingerprint recognition on supported mobile devices.

eStatements

Access up to 18 months of secure digital bank statements online without the clutter of physical paper mail.

Interactive Demos

Take a guided walk-through of our mobile and desktop banking tools.

Mobile Banking Demo +
Desktop Banking Demo +

Your GoFM Roadmap

Log in by following the steps below. Simply select your preferred way to bank to begin.

Step 1

Download or Visit

Open the official GoFM Mobile app on iOS/Android or navigate to online banking on your browser.

Step 2

Enter Credentials

Log in using your username and password. If you do not know your username, visit a branch or call 1-877-889-0100.

Step 3

Verify Account

When prompted, reply to the text message with your unique code to authenticate your device and unlock access.

Bank on the go!

Bank on the go with the Farmers & Merchants Mobile Banking App for iPhone or Android. Enjoy features like checking balances, Zelle® money transfers, speedy deposits and secure Touch ID login.

Important Details & FAQ

Click any item below to expand details regarding account access, security, and features.

Key Details
Login Ready +
Use your current username and password for the GoFM digital banking platform. Please note that usernames must contain at least one letter. If you cannot access your username, please visit your local branch or call our Solutions Center at 1-877-889-0100.
Verification +
Your phone number is essential for identity verification. Please reach out to our Solutions Center at 1-877-889-0100 or visit your local branch to confirm or update the preferred contact number we have on file for you.
Alert Check +
You can easily customize account and card alerts directly inside your digital banking settings to stay notified of transaction activity, balance updates, and security events.
Quicken or QuickBooks +
If you use Quicken or QuickBooks to manage your finances, you can easily connect your software and/or export transaction data directly from your digital banking dashboard.
Frequently Asked Questions
Can I use my same username and password? +
Most customers can log in using their existing credentials.

However, the system requires usernames to include at least one letter. If your previous username contained numbers only, you will be prompted to update your username during login.
Why can’t I log in? +
If you are having trouble logging in, it may be due to one of the following:
• Your username contains numbers only
• Your password was entered incorrectly or autofilled incorrectly
• You may be using an outdated saved login page

If you need assistance accessing your account, please contact our Solutions Center at 1-877-889-0100.
Why am I receiving a verification code when logging in? +
The system uses multi-factor authentication (MFA) to help protect your account. You may receive a one-time verification code via text message or email to confirm your identity when logging in.
What should I do if I’m locked out of my account? +
If you are locked out after multiple login attempts, select “Forgot Login?” on the sign-in page. This self-service option allows you to quickly reset your login credentials and regain access to your account.

If you still need assistance, please contact our Solutions Center at 1-877-889-0100 or visit your nearest branch, and our team will be happy to help.
How do I get assistance with my digital banking account? +
If you need help accessing your account, updating your phone number, or navigating features, please contact our Solutions Center at 1-877-889-0100 or visit your local branch.